Cliff Elgin, President
Cliff Elgin Consulting

Cliff was an insurance broker for over 40 years. He began his career with C.D. Harris & Sons and became a Principal / Senior Vice President when that agency grew into Harris & Harris. Cliff worked with manufacturers and distributors throughout his insurance career. He insured manufacturers across the U.S. and had a number of international manufacturers as clients. While at Wells Fargo Insurance, Cliff was instrumental in the company and its international partner. Wells Fargo Global, placing worldwide Property and Liability including Products Liability Coverage for a French-owned dental anesthetics manufacturer.  Cliff’s clients included chemical, food, liquor, paint, pharmaceutical, and other companies with tough Product Liability exposures.

Cliff is a graduate of Transylvania University with a Master’s Degree from Eastern Kentucky University. He worked with numerous industry associations throughout his career. Cliff’s creative approach has successfully helped many companies with difficult risk problems due to their products, services, claims, or business circumstances reduce their overall cost of risk.

Career Experience

USI Insurance Services LLC – Senior Vice President

Wells Fargo Insurance Services – Senior Vice President

Harris & Harris of Kentucky, Inc. – Principal and Senior Vice President

Teacher, Coach and Athletic Official – Fayette County Schools


Transylvania University – Bachelor of Arts

Eastern Kentucky University – Master of Arts

Professional Accreditation

Licensed Insurance Consultant

Wells Fargo Insurance Services Life Sciences Practice Group

Wells Fargo Insurance Services International Practice Group

Travelers Property and Liability School

USF&G School of Insurance

IIAK Continuing Education Instructor

Professional/Community Service

Lexington Optimist Club, Vice President (72-75)

Transylvania University Kyiana Alumni Chair (75-83)

Transylvania University Alumni Board (80-81)

Venture Connectors Director, Vice President (01-13)

University of Louisville International Service Learning Project Board of Advisors (00-04)

Rotary Club of Louisville, Committee Chair (4-10)

AGC of Kentucky Director (02-05)

AGC MVP Award (05)

Pi Kappa Alpha Distinguished Service Award

Transylvania University Service Award

Rotary Club, Paul Harris Fellow Sustainer

Service Net Circle of Champions Award (04,06)

Co-founder, Network of Entrepreneurial Women (2011), Board (11-    )

Kappa of Pi Kappa Alpha Alumni of  the Year (2018)